01 ClearPath

Take the land out of the price and the price changes.

The land under a Clear community is held in common by its members and is never sold. What you buy is the house.

The land

Held in common. Never sold.

Appreciation stays in the commons and every member holds a share of it, so members and investors are never reaching for the same dollar.

The house

Yours, at cost plus 15%.

Unlike land, a house has a cost you can point at. It is also why the price sits below market with no subsidy, no covenant and no income test.

ClearPath is the housing program of the Clear cooperative.

02 The numbers

Cost plus fifteen per cent, and we show the cost.

This is not affordable housing, and we do not want it confused with it. No income restrictions and no qualifying bands — mixing incomes inside one neighbourhood is the point, not a compromise.

To build the structure

$289,099

First cohort, Inland Empire.

What a member pays

$332,464

The build cost plus fifteen per cent, and nothing else.

A comparable home

~$450,000

On the open market, same corridor.

First-cohort figures for the Inland Empire, shown as illustrations of how the model works rather than quotes, offers or predictions.

03 Every month

Two lines on the bill, and the app keeps them apart.

One of them ends up being yours and one of them does not, so they are never shown to you as a single number.

Equity contribution: from $500
Community fee: ~$850
All in, including utilities: $3,000–3,500
A comparable single-family rental: $4,500–5,500

First-cohort illustrations for the Inland Empire. Not quotes, offers or predictions.

04 The homes

A porch at both ends.

Permitted, code-compliant California dwellings built from panelised kits and finished by local trades. The community owns the solar and storage, and residents buy their power from it.

The front is arrival and neighbours.

A covered porch on every home, set at the street. It is the half of the house your neighbours meet.

1–3 bed

the unit mix inside every community

The back is where you actually live.

A rear porch onto a patio and yard, proportioned so the smallest home has the ratio of the largest.

900–950

square feet at the smallest, two bed and two bath

The garage is a workshop, set back.

Behind and to the side, off a perimeter drive that wraps the yard into an L.

1.5 car

on every home, off the perimeter drive

05 Before the communities

Backyards first, because they are available now.

A master-planned community is an eighteen-to-thirty-six month problem. A backyard is not. The co-op leases them from homeowners and places relocatable studios and one-bedrooms on them.

You own the backyard

Income, and a veto.

a ground lease on the back of your lot

You stay passive. Clear handles permitting and the leasing, and every decision on the unit comes to you to approve or decline.

The unit itself

450–650

square feet, one open volume with high ceilings

Built to come apart and move, so when a lease ends the structure goes somewhere else and the next placement costs less.

Whoever lives in it

One person.

the household almost nothing gets built for

Renting alone is close to impossible without roommates, and almost nothing gets built for the person trying to do it anyway.

Own a lot with real separation between the house and the back fence? We would like to talk about a ground lease.

How contributions work

06 The gate

The path to a deed is visible from your first deposit.

Start saving

15,000

equity credits, and you sign for the deed to your home

First deposit

Your deposit is your membership share.

Saving from there earns matched credits and raises a credit line you draw on at no cost.

Along the way

Five gates, each unlocking something real.

You can see where you are and the date you are on track for, from the same screen where you save.

At the gate

You sign, and the deed is yours.

Your Equity-Lease Participation Agreement and your Clear Deed. The land stays in the commons, and the house is yours to hold title to outright.