Signup happens once per member, not once per shop.
The first customer through your door signs up from scratch. By your twentieth, most people walking in already hold a line.
By your twentiethJust a number
PartnersFor shops
How many jobs a week do you write up and lose?
Every service writer knows the number. Clear finances those customers at 2.5% of the ticket, pays you on net‑30, and carries the default itself.
- Your rate2.5%
- You are paidnet‑30
- Who bears a defaultwe do
- Exclusivitynone
New charge$940.00Show the code
Front pads and rotors
Clear keeps 2.5%$23.50
You get, on net‑30$916.50
123456789.0
Scan their codeEnter a phone number
Waiting1 charge
D. Ramirez$612.00
Raised by Jen · 3 min ago · expires in 24 hoursText deliveredEmail deliveredPush sent
ResendCancel
Today4 charges · $2,215.00 approved
A. NguyenJen$1,180.00Approved
K. BrooksLuis$455.00Approved
T. OrtizJen$387.00Expired
M. PatelJen$580.00Approved
Next payoutLands November 14 · 23 charges
$4,210.00New charge$940.00Show the code
Front pads and rotors
Clear keeps 2.5%$23.50
You get, on net‑30$916.50
123456789.0
Scan their codeEnter a phone number
The counter appSample shop
01The difference
Six to twelve per cent is not greed. It is the price of getting paid tomorrow.
Klarna and Affirm settle the same day and have to fund every dollar of it. We wait thirty days, and collect most of it before your payout.
Financed through Clear each month$12,000
$2,000Drag to your month$60,000
A 6% providerPaid tomorrow
What they take each month$720
ClearPaid on net‑30
What Clear takes each month$300
$5,040
Kept over a year, for waiting three extra weeks on money you were not going to see at all if the customer walked.
Held at 6%, the low end. Longer 0% promotional plans and no-credit-needed programmes commonly run to 12% of the ticket. Rates vary by provider, plan length and customer; illustration, not a quote.
02At the counter
Two taps for your writer. Three minutes for the customer.
This is not a point of sale. It settles one number your own system already produced.
New charge$940.00
Front pads and rotors
Clear keeps 2.5%$23.50
You get, on net‑30$916.50
123456789.0
Show the code$940.00Scan with your phone's camera to approve
Scan their codeEnter a phone number
Waiting for the customerD. Ramirez is choosing how to clear it.$940.00 · front pads and rotors · raised by Jen
TextDelivered 4:12pm
EmailDelivered 4:12pm
PushSent
If they walk awayThe charge waits for 24 hours. Nothing to re-enter.ResendCancel the charge
ApprovedNew charge
Ticket$940.00
Customer's choiceSplit in 4
You get, on net‑30$916.50
New charge$940.00
Front pads and rotors
Clear keeps 2.5%$23.50
You get, on net‑30$916.50
123456789.0
Show the code$940.00Scan with your phone's camera to approve
Scan their codeEnter a phone number
Waiting for the customerD. Ramirez is choosing how to clear it.$940.00 · front pads and rotors · raised by Jen
TextDelivered 4:12pm
EmailDelivered 4:12pm
PushSent
If they walk awayThe charge waits for 24 hours. Nothing to re-enter.ResendCancel the charge
ApprovedNew charge
Ticket$940.00
Customer's choiceSplit in 4
You get, on net‑30$916.50
Your existing signage is a reason to talk, not a reason not to.
Synchrony takes your prime customers. Snap and Acima take the declines and can cost that customer close to double the ticket.
Keep what you haveNo exclusivity
No hardware required.
The merchant app installs from a browser. A tablet, a phone or the shop PC will do. If you want ours, reserve it.
See the hardwareRuns atmerchant.useclear.org
03Fit
We would rather say it now than lose you in month two.
If Clear is wrong for your shop, we will say so on the first call.
This works for you if
- Your tickets are $300 and up
- You lose jobs because people cannot pay that day
- You can wait thirty days for the money
Auto repair, tires, dental, veterinary, HVAC, appliances, furniture, equipment: trades where financing is already part of how the sale closes.
It does not work for you if
- Your average ticket is twelve dollars
- You need the cash the same week
- Waiting thirty days would strain the shop
We would rather say that now than sign you and lose you in month two. The rest of Clear may still fit.
04Beyond financing
Not here for financing? Run the whole counter on Clear.
The same app rings up the till, runs your tables, keeps your regulars and takes payments online. When they pay with Clear, you pay 1.5%.
See the toolsThe till
Ring up anything.
Items, tips, tabs and cash. Card runs on your own Stripe, and the drawer opens itself.
Card salesYour Stripe + 30¢
Tables
Seat the floor.
A Clear Point on every table: the menu, who’s seated, a call button and the bill.
Clear PointFrom $89
Rewards
Keep your regulars.
Points and offers in your colours, in your own app at useclear.org/s/yourshop.
Rewards appFree
Online
Take it online.
Pay with Clear on your website, or send a link. Card is always there.
OnlineSame as the counter
Hardware is optional. If you want ours, it’s reserved at cost and the rest is charged when it ships.The hardware
05Founding partners
The first five shops are working out the kinks with us.
That is worth paying for, so we do. Founding partners are capped at five, and when they are gone they are gone.
Rate2% for lifeStandard is 2.5%.
First twenty chargesNo feeThe beta period, on us.
Named as a founding partnerIn the appIn the partner directory every member sees.
SupportThe founder's numberNot a queue.
Getting set up takes about twenty minutes.
- 1Start
- 2Your shop
- 3Your terms
- 4Verify
- 5Where payouts go
- 6A $1.00 test charge
At your back-office computer. The last step is a test charge you refund straight away, so your writers have run the loop once before a customer is standing there.
Nobody from Clear ever sees your banking credentials.
Your terms are six lines, not a document.
- Rate
- 2.5% of the ticket
- First twenty charges
- No fee
- Payout timing
- Net‑30
- Who bears a default
- Clear
- Approval cap
- Up to $1,500 a charge
- Leaving
- Any time
An owner who reads six lines has actually read their agreement.
06The money
From a bank deposit back to the tickets.
A shop that cannot reconcile a payout against its own books will ask for a spreadsheet every month. So every payout opens up.
Day 0The ticket closes.
Your writer enters the amount, the customer approves on their own phone, and the job leaves.
Day 30Your payout lands.
Net‑30, every time. Withdrawals are capped by what the pool holds, and the app says so rather than failing silently.
Any dayThe deposit opens up.
Every payout traces to the charges inside it, so your books close without a call to us.
Your writer can start a refund. Only you can move your money.
The manager-override pattern every till already uses, so it needs no training. Try it.
JNJen · counterSees what the customer gets back
Charge · K. Brooks
Brake pads, wrong part$412.00
Customer gets back$99.91
Payments leftCancelled
Nothing moves yet, and nothing is said to the customer.MKMike · ownerSees what it does to the payout
Nothing to authorise$4,210.00$4,210.00Your next payout · November 14
Carry is not refunded.
A refund unwinds the purchase, not the time the customer held the plan. Here that is $8.24, the one cycle they carried.
07Membership
Signing also makes you a partner member of the co-op.
You are not a vendor account. Both sides of every transaction are members of the same cooperative, which is why you appear in the directory members browse. You can leave any time.